Comments on: What is the best way to repair a bad credit rating?

By: Carroll S

Carroll S — Thu, 17 Dec 2009 15:04:59 +0000

For the most part, it doesn’t matter what country you’re in. The only thing that can improve your credit rating is time and better credit history. Make your payments on time. Make extra payments when possible. Call your creditors to see if they can help you by lowering your interest rates and refinancing loans for a lower cost. My husband and I had BAD credit, and this was the only thing that could help. If you file for a bankruptcy, that will be on your credit for several years and will look worse to possible creditors than the fact that you are trying to dig yourself out on your own. You made the mess, no you have to clean it up. I know it sucks, but it’s true. Make sure you keep accurate records so that when you finally pay a bill off, you can contact the credit bureaus with that information and get the bad info off quickly. We did this and we were able to buy a home, a new car, and a motorcycle within a year and a half! Good luck!

You can find more info here:

http://debt.123thebest.info/credit_card.html

Best of luck to you.
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By: kerry galvin

kerry galvin — Thu, 17 Dec 2009 14:28:59 +0000

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By: Jim

Jim — Thu, 17 Dec 2009 14:13:59 +0000

Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – buildcredit.ifastnet.com
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By: Sharon T

Sharon T — Thu, 17 Dec 2009 13:43:59 +0000

It's going to take an extended period of paying timely to improve your score. Credit goes down a lot more quickly than it goes up.
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