PostHeaderIcon I need an unsecured personal loan of £1,000.00 but I have extremely bad credit rating. Any suggestions?


I need a personal unsecured loan for a thousand pounds but my credit rating is extremely, extremely bad. Does anyone out there know of any loan companies that will grant me this loan with my bad credit history? I lve in the UK. Your help will be much appreciated.

Could you get a someone to sign as a Guarantor?

Get A Fast Secured Loan For Bad Credit

23 Responses to “I need an unsecured personal loan of £1,000.00 but I have extremely bad credit rating. Any suggestions?”

  • star says:

    CAn you Co sign there ?
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  • Kazbaz says:

    Could you get a someone to sign as a Guarantor?
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  • ria says:

    Well, my mom had bad credit but she got hers repaired and I think that;s what u should do. Plus my parents get loans from ace and look for some in telephone books. Good luck!!!!
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  • Liam H says:

    i am a business manager and i get this situation all of the time!
    Do u know y you have a bad rating? You need to log on to Equifax.co.uk to view your credit history to see how bad it is and whether the information actually relates to you!
    you should try the company ‘HFC’ or beneficial Finance they specialise in lending to bad credit rating customers! be careful of their interest rates however! YOU CAN NEGOTIATE WITH THEM!!
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    kNOWLEDGE

  • Jerry says:

    HAHAHAHAHAHA HOHOHOHOHOHOH HAHAHAHAHAHA

    Probably not.
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  • annie says:

    If you are on income support, you may be able to borrow it from the Benefits Agency. With your credit history, you would be given a ridiculously high interest rate from anyone else willing to lend you it. Could there be any other way for you without this money…?
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  • Thornsey says:

    Don’t do it, Start paying for things with cash, If you haven’t got the money you shouldn’t spend it, once you get into debt you are on a slippery slope. I speak from experience. creditors are evil.
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  • tattooedgray says:

    Try Welcome finance
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  • Stevie t says:

    If its to fund Xmas, DON’T, spend what you can afford…..
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  • Cruz says:

    sale a kidney for £34k!
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  • djshazzi says:

    there is a company called yes loans. go on their web site and they will find you a loan at the best possible rate. they really dont mind adverse credit. if they cant help you then i dont think anyone can. good luck honey
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  • Annie M says:

    You will pay very high interest from any lender that gives you this. I suggest you try and save.
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  • Vicky says:

    Welcome Finance do unsecured regardless of credit history, the interest rates are high but if you have bad credit your options are limited. x
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  • jack b says:

    There is no way you are going to get a loan. Why would someone give you a loan, that you are not going to pay back (because you have bad credit), and without any collateral?

    Sell your tv. Sell your jewelry. Get a second job. You are not getting a loan.
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  • peter s says:

    try provident personal credit on 01274739299
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  • Tom Cat says:

    See the local church otherwise you will be risking your life!
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  • Martin14th says:

    Work some over over time, sell anything you don’t need, but do not go for that loan. Somehow you have to get out of the debt spiral.

    If you are being threatened/blackmailed for this money then you need to talk to the police.

    Be brave, it makes sense in the long run
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  • prettywoman says:

    Welcome finance will sort you out!!
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  • papertrash2002 says:

    If your a home owner then like others have said, YesLoans or Welcome Finance will happily deal with your request.

    If you work and are able to pay back the money in a months time try sameday loans, payday loans, just type it in a search engine and you will get a list of many companies

    If you are unemployed either visit your unemployment office and speak to a advisor, or even better go to the citizens advise bureau who will guide you through every step of the way.

    hope this helps
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  • Bulldog says:

    Two suggestions:
    http://tinyurl.co.uk/hhvv
    Hope they help
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  • Debt Line says:

    try http://www.flmloans.co.uk/

    They will lend up to £3,000 to anyone as long as you can provide a Guarantor. A guarantor can be anyone as long as they are over 24 and a Homeowner with OK credit. If you pay the loan off as agreed you Guarantor wont have to do anything at all

    Their rates are better than Welcome Finance and they dont charge a set up fee or force you to take out ‘insurance’.
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  • MARTIN D says:

    http://www.surefirefinance.co.uk can help you obtain an unsecured loan of upto ₤7500 as long as you have 3 years address and employment history, proof of income and no bankruptcy or fraud warnings. If you meet that criteria you can apply online at their website.
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