Best UK Loans

Archive for the ‘UK Bad Credit Loan’ Category

Who is likely to issue a non UK resident with no credit/bad credit history? Any tips on what to put in the application. Or do you know of any reasonable loan companies..

Here there are good sites on business http://webbiz2.notlong.com/5AAHask

please help. i am in the uk and need about 2k for xmas and rent. i dont want to pay a admin fee but have a bad credit history. please help me, i need a loan shark, or just something in the west yorkshire region that will help me. please help. i am on the verge of poverty here.

Definitely do not get a loan from anyone on here, they are just waiting for victims like you and if you’re not careful, you’ll end up with thousands of pounds of debt and the heavies knocking on the door taking your kids’ stuff anyway. Call the social and ask for a crisis loan, tell them that your cooker has broken down or something. And pay your rent first, the kids need a home a lot more than they need a load of plastic crap for christmas. Have a look at the "freecycle" website, lots of people give stuff away on there, you may be able to come up with a few goodies for the kids there. Good luck and please, please stay away from the loan sharks.

I have overdrafts, loans and credit cards and I have missed many payments on all of them and am overlimit on my overdraft and credit card. Apart from making payments on time how can I get a better credit rating? Will it only get better once I don’t owe anything or if I begin to make regular payments on time will that improve it? How long does it take for it to begin to improve? I’m in the UK so need info for here please. Thank you!

For the most part, it doesn’t matter what country you’re in. The only thing that can improve your credit rating is time and better credit history. Make your payments on time. Make extra payments when possible. Call your creditors to see if they can help you by lowering your interest rates and refinancing loans for a lower cost. My husband and I had BAD credit, and this was the only thing that could help. If you file for a bankruptcy, that will be on your credit for several years and will look worse to possible creditors than the fact that you are trying to dig yourself out on your own. You made the mess, no you have to clean it up. I know it sucks, but it’s true. Make sure you keep accurate records so that when you finally pay a bill off, you can contact the credit bureaus with that information and get the bad info off quickly. We did this and we were able to buy a home, a new car, and a motorcycle within a year and a half! Good luck!

You can find more info here:

http://debt.123thebest.info/credit_card.html

Best of luck to you.